DRT Original Application (Section 19) filing checklist

Key time limits

Jurisdiction

• The debt is at least the notified pecuniary limit for the DRT (currently ₹20 lakh).
• The applicant is a bank or financial institution covered by the RDB Act.
• The DRT chosen has territorial jurisdiction: where the defendant resides or works, or where the cause of action arose, or where the applicant's branch maintaining the account is.

Limitation and authority

• The date of default and every written acknowledgement or part payment that extends limitation are identified.
• Board resolution or power of attorney authorising the officer who signs and verifies the application.

Documents

• Sanction letter, loan agreement, demand promissory note, guarantees and security documents.
• Statement of account certified under the Bankers' Books Evidence Act.
• Recall or demand notices and proof of service.
• Details of the secured assets and of other assets of the defendants, if known.
• Index, list of dates, and copies for each defendant.

Filing

• Application in the prescribed form, with the claim calculated up to the filing date and interest claimed.
• Court fee as per Rule 7 of the DRT (Procedure) Rules, 1993, at the current scale.
• Interim relief prayed for, if needed (attachment, injunction against transfer).