# Banking Legal Ops

> AI-assisted legal drafting, document automation and legal knowledge for Indian banks, NBFCs, housing finance companies, asset reconstruction companies (ARCs), advocates and recovery teams. Drafts follow Indian law and cite only verified references (Acts, rules, RBI circulars and judgments).

Banking Legal Ops (https://bankinglegalops.com) helps legal and recovery teams draft documents such as SARFAESI Act notices, Section 138 Negotiable Instruments Act notices, loan recall letters, agreements, bank policies and affidavits, and export them as Word or PDF. It also offers bulk generation from Excel, a compliance check for drafts, a legal resume writer, Learn Drafting self-learning guides that teach drafting step by step, and a public legal knowledge base.

Banking Legal Ops is a legal-technology and education platform, not a law firm: it does not give legal advice or legal services, does not act for anyone and does not refer users to advocates.

Drafting, bulk generation, Learn Drafting and saved documents require a free account. The pages below are public.

## Key pages

- [Home](https://bankinglegalops.com/): overview of the drafting suite and the documents it covers
- [Document templates](https://bankinglegalops.com/templates): every document type by category — SARFAESI, NI Act, recovery, agreements, policies, affidavits; each has a public page at /formats/<name> explaining what it must contain and the mistakes to avoid
- [Free deadline calculators](https://bankinglegalops.com/tools): SARFAESI 13(2)/13(4) timeline, Section 138 cheque bounce notice and complaint deadlines, NPA/SMA classification — free, no sign-up
- [SARFAESI process flow & timeline](https://bankinglegalops.com/resources/sarfaesi-process-flow): free visual guide to the SARFAESI Act 2002 — demand notice u/s 13(2), possession u/s 13(4), sale, redemption, appeals and exclusions
- [Legal knowledge base](https://bankinglegalops.com/knowledge): Acts and sections, RBI circulars, case law summaries and legal updates for Indian banking
- [Plans & pricing](https://bankinglegalops.com/upgrade): free and paid plans
- [FAQ](https://bankinglegalops.com/faq): common questions about the platform
- [Security & data protection](https://bankinglegalops.com/security): how documents and data are protected
- [About](https://bankinglegalops.com/about)

## Topics covered

- SARFAESI Act 2002: Section 13(2) demand notice (60 days), Section 13(4) possession notice (Appendix IV), Rule 8(6) and 9(1) sale notices, Section 13(8) redemption, Section 17 appeal to the DRT
- Negotiable Instruments Act 1881, Section 138: cheque dishonour notice within 30 days of the return memo, 15-day payment window, complaint timelines
- NPA recovery, DRT proceedings, loan recall and settlement (OTS) letters
- Bank and NBFC policies, KYC, recovery and fair practices

## Optional

- [Disclaimer](https://bankinglegalops.com/disclaimer): drafts are aids for professionals and are not legal advice
- [Sitemap](https://bankinglegalops.com/sitemap.xml)